:root{--blue:#075d9b;--blue2:#064978;--blue3:#0b72b9;--orange:#ff9d34;--orange2:#ffb35f;--ink:#122235;--muted:#5f7084;--bg:#f5f8fb;--card:#fff;--line:#dfe7ef;--ok:#14865e;--shadow:0 18px 48px rgba(7,59,98,.12);--radius:22px;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.55}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button{cursor:pointer}.container{width:min(var(--max),calc(100% - 36px));margin:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;z-index:999;background:#fff;padding:10px 14px;border-radius:10px}.topbar{background:var(--blue2);color:#fff;text-align:center;padding:8px 16px;font-size:13px}.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid rgba(223,231,239,.9)}.nav{height:78px;display:flex;align-items:center;gap:24px}.brand img{height:52px;width:auto}.menu{margin-left:auto;display:flex;align-items:center;gap:22px;font-weight:700;font-size:14px}.menu a:not(.btn):hover{color:var(--blue)}.mobile-toggle{display:none;border:0;background:transparent;font-size:28px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:1px solid var(--blue);background:var(--blue);color:#fff;padding:12px 18px;border-radius:12px;font-weight:800;transition:.2s;min-height:46px}.btn:hover{transform:translateY(-1px);box-shadow:0 10px 24px rgba(7,93,155,.18)}.btn.secondary,.btn.outline{background:#fff;color:var(--blue)}.btn.orange{background:var(--orange);border-color:var(--orange);color:#102236}.btn.ghost{background:transparent;border-color:#b9cad9;color:var(--ink)}.hero{background:radial-gradient(circle at 80% 20%,rgba(255,157,52,.18),transparent 34%),linear-gradient(135deg,#f7fbff,#eef7ff 58%,#fff5e7);padding:64px 0 54px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;align-items:center;gap:46px}.eyebrow{display:inline-block;background:#e8f4ff;color:var(--blue);font-weight:900;font-size:13px;letter-spacing:.06em;text-transform:uppercase;padding:8px 12px;border-radius:99px}.hero h1{font-size:clamp(42px,5.8vw,72px);line-height:1.02;letter-spacing:-.035em;margin:18px 0}.hero h1 span{color:var(--orange)}.hero p{font-size:19px;color:var(--muted);max-width:650px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0 20px}.trust-row{display:flex;gap:14px;flex-wrap:wrap;color:#34495d;font-weight:700;font-size:14px}.trust-row span{display:flex;align-items:center;gap:7px}.dot{width:8px;height:8px;background:var(--ok);border-radius:50%}.hero-card{background:var(--blue);padding:18px;border-radius:28px;box-shadow:var(--shadow);transform:rotate(1deg)}.hero-card img{border-radius:18px}.section{padding:76px 0}.section.soft{background:var(--bg)}.section-head{text-align:center;max-width:740px;margin:0 auto 36px}.section-head h2{font-size:clamp(30px,4vw,46px);line-height:1.08;margin:0 0 12px;letter-spacing:-.025em}.section-head p{color:var(--muted);font-size:17px;margin:0}.plans-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.plan{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 8px 24px rgba(15,44,68,.06)}.plan.featured{border:2px solid var(--orange);transform:translateY(-8px);box-shadow:var(--shadow)}.badge{position:absolute;right:18px;top:18px;background:var(--orange);font-size:11px;font-weight:900;padding:7px 10px;border-radius:99px}.gb{font-size:42px;font-weight:950;color:var(--blue);letter-spacing:-.03em}.plan>p{color:var(--muted);min-height:48px}.price{font-size:30px;font-weight:950;margin:18px 0}.price small{font-size:14px;color:var(--muted);font-weight:700}.plan ul{list-style:none;padding:0;margin:0 0 24px}.plan li{padding:8px 0;border-bottom:1px solid #edf2f6}.check{color:var(--ok);font-weight:950;margin-right:8px}.plan .btn{width:100%}.helper{color:var(--muted);font-size:13px}.features-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}.feature{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px}.icon{width:48px;height:48px;display:grid;place-items:center;border-radius:14px;background:#eef7ff;font-size:24px}.feature h3{margin:14px 0 7px}.feature p{margin:0;color:var(--muted);font-size:14px}.coverage-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:28px;align-items:stretch}.coverage-copy,.coverage-card{border-radius:var(--radius);padding:34px}.coverage-copy{background:linear-gradient(135deg,var(--blue2),var(--blue3));color:#fff}.coverage-copy p{color:#d8eafb}.coverage-card{background:#fff;border:1px solid var(--line);box-shadow:var(--shadow)}.coverage-form{display:grid;grid-template-columns:1fr auto;gap:10px;margin-top:22px}.field{width:100%;border:1px solid #cdd9e5;background:#fff;border-radius:12px;padding:13px 14px;min-height:48px;outline:none}.field:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(7,93,155,.1)}.result{margin-top:12px;font-size:14px}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.step{padding:24px;border:1px solid var(--line);border-radius:18px}.number{width:40px;height:40px;border-radius:50%;background:var(--orange);display:grid;place-items:center;font-weight:950}.faq-list{max-width:850px;margin:auto}.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;margin:10px 0;padding:16px 18px}.faq summary{font-weight:850;cursor:pointer}.faq details p{color:var(--muted)}.cta{padding:0 0 76px}.cta-box{background:linear-gradient(120deg,var(--blue2),var(--blue));color:#fff;border-radius:28px;text-align:center;padding:48px 26px;box-shadow:var(--shadow)}.cta-box p{color:#d8eafb}.footer{background:#071d30;color:#dbe7f1;padding:54px 0 20px}.footer-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:36px}.footer .brand img{height:60px}.footer h4{color:#fff;margin:0 0 14px}.footer a{display:block;margin:9px 0;color:#dbe7f1}.footer a:hover{color:#fff}.copyright{border-top:1px solid #1b3549;margin-top:36px;padding-top:18px;font-size:13px;color:#9eb4c5}.page-hero{padding:54px 0;background:linear-gradient(135deg,#eef8ff,#fff5e8)}.page-hero h1{font-size:clamp(34px,5vw,58px);margin:0 0 10px}.page-hero p{color:var(--muted);max-width:740px}.content-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:0 8px 26px rgba(15,44,68,.05)}.content-card h2{margin-top:32px}.content-card h2:first-child{margin-top:0}.legal{max-width:900px;margin:auto}.legal p,.legal li{color:#44586b}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.form-group{display:flex;flex-direction:column;gap:7px}.form-group.full{grid-column:1/-1}.form-group label{font-weight:800;font-size:14px}.form-group textarea{min-height:120px;resize:vertical}.choice-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.choice{border:1px solid var(--line);border-radius:14px;padding:14px;cursor:pointer}.choice input{margin-right:8px}.progress{display:flex;gap:8px;margin-bottom:24px}.progress span{height:6px;flex:1;background:#e6edf4;border-radius:99px}.progress span.active{background:var(--orange)}.wizard-step{display:none}.wizard-step.active{display:block}.wizard-actions{display:flex;justify-content:space-between;gap:10px;margin-top:24px}.notice{border-left:4px solid var(--orange);background:#fff8ef;padding:14px 16px;border-radius:8px;color:#62441f}.cookie{position:fixed;z-index:100;left:18px;right:18px;bottom:18px;max-width:980px;margin:auto;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 20px 60px rgba(0,0,0,.2);padding:18px;display:none;align-items:center;gap:16px}.cookie.show{display:flex}.cookie p{margin:0;flex:1;font-size:14px;color:#43586b}.cookie-actions{display:flex;gap:8px;flex-wrap:wrap}.floating{position:fixed;right:18px;bottom:18px;z-index:40;border-radius:99px;box-shadow:0 14px 40px rgba(0,0,0,.2)}.status-pill{display:inline-flex;gap:8px;align-items:center;background:#edf9f4;color:#126344;border-radius:99px;padding:7px 11px;font-weight:800;font-size:13px}.portal-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.portal-card{border:1px solid var(--line);border-radius:18px;padding:24px;background:#fff}.portal-card h3{margin-top:8px}.portal-card p{color:var(--muted)}
@media(max-width:980px){.menu{display:none;position:absolute;top:78px;left:0;right:0;background:#fff;padding:20px;flex-direction:column;align-items:stretch;border-bottom:1px solid var(--line)}.menu.open{display:flex}.mobile-toggle{display:block;margin-left:auto}.hero-grid,.coverage-grid{grid-template-columns:1fr}.plans-grid{grid-template-columns:1fr}.plan.featured{transform:none}.features-grid{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.portal-grid{grid-template-columns:1fr}.floating{display:none}}
@media(max-width:640px){.container{width:min(var(--max),calc(100% - 24px))}.topbar{font-size:12px}.nav{height:68px}.brand img{height:44px}.menu{top:68px}.hero{padding:42px 0}.hero h1{font-size:42px}.hero p{font-size:17px}.section{padding:54px 0}.features-grid,.steps,.footer-grid,.form-grid,.choice-grid{grid-template-columns:1fr}.form-group.full{grid-column:auto}.coverage-form{grid-template-columns:1fr}.cookie{display:none;left:10px;right:10px;bottom:10px;align-items:stretch;flex-direction:column}.cookie.show{display:flex}.cookie-actions .btn{flex:1}.hero-card{padding:10px;border-radius:18px}.footer-grid{gap:22px}}